And third of all ...
May. 19th, 2023 02:48 pm... I have been investigating various options in assisted living for my next trick in my Aging as Ungracefully As Possible Extravaganza[1], and by gummy those things are expensive. Hoo.
Currently, I am comfortable-ish. Through assistance from my parents, I do not have a mortgage or a car payment. Both my home and my car are old and continuing to age, but at the moment all is pretty functional, and I have sufficient resources to put in a new water heater (last year) or new tires (this year), as well as cover regular monthly expenses, and allow myself the expense of owning cats (oy).
I am even feeling sufficiently beforehand with the world[2] this year that I am going to treat myself to new glasses this year also. This may seem like a small expense, but my lenses are incredibly expensive. My last new ones were in 2015 (happened more often when I was still working), and since then I moved the lenses to new frames to eke out the cost. I never worry about sales on frames because that is the least of the cost.
But, should I last long enough to need assisted living (meals cooked and cleaned up; laundry of bed linens and towels; light housecleaning in suite; lightbulbs sorted as needed; etc), I do not have enough to pay for it all - not even in the least expensive option's bachelor suite. And, only the more expensive places take pets. And, how are two outdoor enthusiasts going to adapt to basically a large bedroom with bathroom as their stomping grounds. I will be evicted for howling cats. Argh.
So. Do not be crazy with your retirement money. General costs continue to rise; and there is always your future needs turning out to be more needy to put a cramp in your splurging.[3]
[1] - sort of like the fall fair: The AUAPE! Ride the rides! See the cows! Vote for your favourite pie!
[2] - see your Georgette Heyer for translation
[3] - books. I like books
Currently, I am comfortable-ish. Through assistance from my parents, I do not have a mortgage or a car payment. Both my home and my car are old and continuing to age, but at the moment all is pretty functional, and I have sufficient resources to put in a new water heater (last year) or new tires (this year), as well as cover regular monthly expenses, and allow myself the expense of owning cats (oy).
I am even feeling sufficiently beforehand with the world[2] this year that I am going to treat myself to new glasses this year also. This may seem like a small expense, but my lenses are incredibly expensive. My last new ones were in 2015 (happened more often when I was still working), and since then I moved the lenses to new frames to eke out the cost. I never worry about sales on frames because that is the least of the cost.
But, should I last long enough to need assisted living (meals cooked and cleaned up; laundry of bed linens and towels; light housecleaning in suite; lightbulbs sorted as needed; etc), I do not have enough to pay for it all - not even in the least expensive option's bachelor suite. And, only the more expensive places take pets. And, how are two outdoor enthusiasts going to adapt to basically a large bedroom with bathroom as their stomping grounds. I will be evicted for howling cats. Argh.
So. Do not be crazy with your retirement money. General costs continue to rise; and there is always your future needs turning out to be more needy to put a cramp in your splurging.[3]
[1] - sort of like the fall fair: The AUAPE! Ride the rides! See the cows! Vote for your favourite pie!
[2] - see your Georgette Heyer for translation
[3] - books. I like books